Principal: Steve Butler MRICS Chartered SurveyorSteve Butler Chartered Surveyors Marcus House, Park Hall Business Village, Park Hall Road, Stoke on Trent, ST3 5XA
Open 8.30am to 6.30pm
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Help to Buy valuations are requried in order to be able to sell a property or to repay the loan
Our RICS surveyors have been dealing with Target for a number of years and are fully familiar with the Help to Buy Valuation Report requirements
The Valuer must be registered with the recognised qualification of RICS
The Valuer must be independent to an estate agent
The report must be on headed paper, signed by the RICS surveyor and addressed to Target HCA
The Valuer MUST provide at least 3 comparable properties and sale prices
The Valuer must not be related or known to you
The Valuer must inspect the interior of the property and provide a full valuation report
Valuations carried out for bank or mortgage purposes are not acceptable
A copy of the valuation report must be supplied to Target; the inspection date must be shown on the report.
It is a requirement of the Help to Buy Scheme that the valuer who must by RICS registered inspects the interior of the property. This should take about twenty minutes and will include a breif inspection and taking measurements. The surveyor will also inspect the exterior of the property and ask you a few simple questions about the property and the repayment of the loan. Once the inspection is competed writing the report usualy take palce on the same day.
It is most important to udnerstadn that the Help to Buy Valuations are only valid for three months from the date of the report.
Sadly we have many clients who telephone to say that they are about to complete but the original valuation has just run out of time.
Fortunately we are able to do a desk top update of the valuation for a small charge.
Before requesting a valuation it is thus a good idea to ensure that any potential purchaser of the property is committed or if repaying equity whilst remortgaging that you will be able to obtain the mortgage within the three month period.
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